Corporate Holding Company · Est. 2008

Capturing the $1.3 Trillion Immigrant Market Opportunity

Grupo Zorro Inc. is a diversified business services holding company serving underserved immigrant communities across America. 3 locations. 18 years of operations. A clear path to 50 offices by 2030.

18+
Years in Operation
Founded 2008
3
Active Locations
Jacksonville, FL
1,000+
Annual Clients
And growing
50
Locations by 2030
Nationwide target
✓ Reg CF Offering Successfully Closed · 2025✓ 3rd Location Opened · Oct 2025✓ Tienda Latina Acquisition Completed · Jul 2025✓ 34 New Investors Added · 2025
The Opportunity

A Proven Model in an Underserved Market

The U.S. immigrant community — including Hispanic, Asian, African, and other populations — represents over 100 million people and trillions in purchasing power, yet remains largely underserved by traditional financial institutions. Grupo Zorro was built to close that gap.

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Financial Convenience Store

Multiple essential services under one roof — tax, insurance, notary, business formation, and more. One trusted relationship drives multiple revenue streams.

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Culturally Aligned

Spanish-speaking staff, bilingual operations, and deep community roots. We speak the language — literally and culturally — that traditional firms don't.

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Scalable Franchise Model

A proven operational playbook ready to replicate across markets. Each new location targets underserved Hispanic communities with high demand and low competition.

Growth Roadmap

From One Office to a National Network

✓
2008
Founded
First office opened in Jacksonville, FL
✓
2025
3 Locations
Reg CF raise completed. 34 new investors.
27
2027
10 Locations
Florida expansion underway
30
2030
50 Locations
National footprint achieved
The Portfolio

Four Subsidiaries. One Ecosystem.

Each subsidiary targets a distinct need — but every client engagement creates cross-selling opportunities across the three operating companies, and the technology subsidiary keeps the record.

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Zorro Tax

Full-service tax preparation, ITIN assistance, and year-round accounting for individuals and businesses.

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Zorro Seguros

Specialized insurance solutions for immigrants — non-standard auto, contractor coverage, and more.

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Zorro Financial

A money transfer agent for Intermex and IDT and a reseller of mobile phone top-ups and bill payment services, serving the group's walk-in customer base. Its contribution to the group is customer traffic, counter traffic and cash-handling discipline.

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Zorro Digital

Owner of OfficeZentral — an All-In-One Back-Office SaaS Platform for Multi-Service Offices. Subscription-based technology built from the inside out by operators who live it daily.

The Structural Thesis

Operators Who Own the Software Their Businesses Run On

The three operating subsidiaries — Zorro Tax y Servicios Profesionales Inc, Zorro Seguros Inc and Zorro Financial Inc — run their businesses under the single d/b/a Oficina Zorro, and they run them on the platform owned by the fourth subsidiary: Zorro Digital Corp, through its product OfficeZentral.

The operating companies are at once the platform's owner-operators and its first and largest proof case. Every service sold, every dollar collected and every end-of-day cash close across the three offices is recorded on the same software the group sells nationally.

That is why the technology is credible to outside offices: it was built to run this group's own operations first, not as a lab experiment.

The Revenue Flywheel

A client comes in to file taxes. We help them form an LLC. They need insurance. Their employees need tax prep next year. One relationship generates recurring revenue across the three operating subsidiaries — for years.

The Reinforcing Loop
Insurance capability inside the platform

Carrier access is the hinge. Securing carrier relationships creates a pay-as-you-go workers' compensation capability that is embedded in OfficeZentral, and that capability makes the platform itself more valuable to every tax and multi-service office the group sells to. The loop reinforces in both directions: the platform's payroll and service data is what supports the product, and the product is what makes the platform worth adopting and worth staying on.

1
Payroll and service data on the platform

An office records its services, its payroll and its end-of-day cash close on OfficeZentral.

2
That data supports pay-as-you-go workers' comp

Verified wages are what make a pay-as-you-go policy possible, and they are produced by the platform itself.

3
The product makes the platform more compelling

An office that can offer pay-as-you-go workers' comp to its own business clients has a competitive advantage, and a reason to adopt OfficeZentral.

4
A capability the office can sell

An office can offer pay-as-you-go workers' comp to its business clients without being an insurance agent, because Zorro Seguros writes the policy.

Carrier outreach is only beginning and the workers' compensation product is an initiative in development, not an available product.

Supporting loop: transaction and technology

The same offices run everything they do on OfficeZentral, the platform owned by the fourth subsidiary, Zorro Digital Corp. Selling the services generates the transaction data that validates the technology, and the technology is then sold nationally as subscription revenue under Zorro Digital — the group acting as an operator that owns the software layer its own businesses run on, and sells access to it.

1
Operating offices generate the data

Every service sold, every dollar collected and every end-of-day cash close is recorded on OfficeZentral.

2
Real usage validates the product

That live operational volume tests and improves the platform in daily production.

3
The product is sold nationally

OfficeZentral is offered to other tax and multi-service offices as recurring subscription revenue under Zorro Digital.

4
Referrals add commission revenue

A subscriber with payroll clients in need of workers' comp can request the pay-as-you-go policy through Zorro Seguros, adding commission revenue once the product is available.

The three operating subsidiaries — Zorro Tax y Servicios Profesionales Inc, Zorro Seguros Inc and Zorro Financial Inc — are the proof that both loops work: they are the platform's owner-operators, its first and largest reference account, and the reason the group understands the buyer from the inside.

Strategic Updates

Two Initiatives Underway

Both initiatives below are in progress. They are described here as they stand today, ahead of any announcement of a signed agreement or an available product.

Agreement in final signature stage

Integrated Payroll, Built Into OfficeZentral

Grupo Zorro is in the final stage of an agreement with Rollfi to bring integrated payroll into OfficeZentral, so a tax office can run payroll inside the same platform where it records services and closes the day. The agreement is in its final signature stage and is not yet executed; integrated payroll is not live today, and launch is planned to follow signature.

  • •Payroll run from the same system that records services and closes the day
  • •Extends OfficeZentral's scope for both the group's own offices and outside offices
  • •Announcement will follow once the agreement is signed and launch timing is set
Initiative in development

Pay-As-You-Go Workers' Compensation, Embedded in the Platform

Grupo Zorro is beginning outreach to insurance carriers about offering a pay-as-you-go workers' compensation policy, to be distributed through Zorro Seguros Inc. The strategic weight sits with the platform rather than the policy alone: securing carrier relationships creates a capability that is embedded in OfficeZentral, and that capability raises the platform's value to every tax and multi-service office the group sells to. An office running on OfficeZentral would be able to offer pay-as-you-go workers' comp to its own business clients, which is a competitive advantage for that office and a concrete reason to adopt the platform and stay on it. No carrier terms are agreed, nothing has been bound, and no product is available today.

The Sequence
1
Carrier access

Outreach to insurance carriers begins, with Zorro Seguros Inc as the licensed agency that would place and service the policy.

2
Workers' comp available to an office's business clients

An office on OfficeZentral could offer a pay-as-you-go policy to the businesses it already serves.

3
A differentiated, stickier platform offer

OfficeZentral carries a capability that competing tax software does not, tied to payroll and service data already on the platform.

4
Faster, more durable adoption

Offices have a stronger reason to move onto the platform, and a stronger reason not to leave it.

The Carrier-Ready Argument

Why a Carrier Can Build This With Us

The value of carrier access is not that the group can offer insurance. It is that an office running on OfficeZentral could offer pay-as-you-go workers' comp to its own business clients — a competitive advantage for that office, and therefore a concrete reason to adopt the platform and stay on it.

For a carrier, the question is whether the product can be built and reached. The group holds the components that answer it, and it holds them already: a licensed agency to place and service the policy, payroll-verified wage data, a platform that records each office's services, payroll and cash close, and a distribution path into offices that already serve business clients. The group's three operating offices are supporting proof — they show the workflow is understood from the inside and that it runs in production, not in theory.

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A licensed agency to place and service the policy

Zorro Seguros Inc is a licensed property and casualty agency, the entity that would place and service the policy and the point of contact a carrier would work through.

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Payroll-verified wage data

Pay-as-you-go workers' comp is rated on verified wages. That data comes through the integrated payroll being added to OfficeZentral via the Rollfi agreement now in final signature stage.

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A platform already holding the record

OfficeZentral, owned by Zorro Digital Corp, already records each office's services, cash close and, once payroll lands, its payroll — the operating record a pay-as-you-go policy depends on.

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A distribution path into tax offices

A network of tax and multi-service offices that already serve business clients, and a platform those offices run on — distribution that does not have to be built from scratch.

This is vertical integration of components the group already owns, not a claim of a finished product. Carrier relationships are at the outreach stage, terms are not agreed, and no policy is available or bound today. What the components establish is that a carrier would be building with a licensed agency, real payroll-verified wage data and a platform that already sits inside the offices the product would be sold through.

Leadership

Experienced. Credentialed. Committed.

Our leadership team brings decades of financial services, investment, and community experience to the table.

RK

Robert D. Krott

Founder & CEO

17-year veteran of retail brokerage and investment banking. Master of Laws in International Taxation (St. Thomas University). Held FINRA Series 4, 7, 8, 63 & 65 licenses. Former adjunct professor of International Finance and Financial Management. Fluent in Spanish.

AK

M. Anabel Krott

Director

Licensed Clinical Social Worker (Retired) with 30+ years of experience. Founded a private practice serving Spanish-language clients. Former member of the Jacksonville Mayor's Hispanic Advisory Board. Founder of the Hispanic Association of Professionals in Social Services Fields.

MY

Mark Yegge

Director

Co-founder of NexTrade Holdings, Inc. — one of the Top 50 Fastest Growing Companies in the US. Twice recognized as Ernst & Young Entrepreneur of the Year finalist. Received Top 25 People to Watch and Top Forty Under Forty awards. Degree in Business from University of Florida.

Press & Announcements

Recent Milestones

February 8, 2026

Grupo Zorro Launches Zorro Digital and Introduces OfficeZentral SaaS Platform

Grupo Zorro Inc. announces the establishment of its fourth subsidiary, Zorro Digital, founded February 8, 2026. Zorro Digital is the owner of OfficeZentral, an All-In-One Back-Office Platform purpose-built for multi-service offices. The subscription-based product streamlines operations across tax, insurance, business services, and more under a single integrated platform.

October 31, 2025

Grupo Zorro Opens Third Jacksonville Location

New full-service branch opens inside a Hispanic convenience store at 9551 Baymeadows Rd, expanding the company's footprint to three Jacksonville locations.

July 1, 2025

Grupo Zorro Acquires Tienda Latina El Zorro LLC

Strategic acquisition of a neighborhood retail business serving the local Hispanic community, integrating professional services with everyday retail.

May 5, 2025

Successful Completion of Reg CF Offering on Netcapital

Grupo Zorro Inc. successfully closed its Regulation Crowdfunding campaign, drawing investor participation from across the United States including many existing clients.

Investor Relations

Interested in Learning More?

Request our investor package, schedule a call with leadership, or ask any questions about our growth strategy and financials.

GZ
GRUPO ZORRO INC.
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